Service Type

Charges

Minimum Balance

 

[A] Savings Bank Basic Account

      Minimum Balance ₹ 100/-

Charges for not maintaining minimum balance ₹ 10/- + GST per quarterly

[B] Savings Bank Account without Cheque Book

      Minimum Balance ₹ 500/-

Charges for not maintaining minimum balance ₹ 25/- + GST per quarterly

[C] Savings Bank Account with Cheque Book

      Minimum Balance ₹1000/-

Charges for not maintaining minimum balance ₹ 50/- + GST per quarterly

[D] Current Account

      Minimum Balance ₹5000/-

Charges for not maintaining minimum balance ₹ 150/- + GST per quarterly

 

Draft/T.T./Pay Order

 

[A] Through own bank

Non Cash

Cash up to ₹49999.00

 ₹ 0.50 per ₹1000.00 +GST

₹ 1.00 per ₹ 1000.00+GST

Subject to minimum of ₹10.00 to maximum ₹150.00+GST

Subject to minimum of ₹10.00+GST

[B] Issue of duplicate DD/Pay order (in lieu of instrument)

₹ 150.00 + GST + cost of Stamp paper for indemnity bond

[C] Cancellation / Revalidation of DD/Pay order

₹100.00 + GST per instrument

 

Out Station Chq Collection

 

Inward Bill Collection – IBC

₹ 1.00 per ₹ 1000.00 subject to minimum commission of ₹ 130.00 + Postage + Other bank charges + GST

Outward Bill Collection – OBC

₹ 1.00 per ₹1000.00 subject to minimum commission of ₹130.00 + Postage + Other bank charges + GST

 

Postage Charges

Ordinary as actual Regd./Courier ₹ 30.00

 

RTGS

 

[A] RTGS [Inward]

FREE

[B] RTGS [Outward]

FREE

 

NEFT

 

[A] NEFT [Inward]

FREE

[B] NEFT [Outward]

FREE

 

ACH

 

[A] ACH [Inward]

FREE

[B] ACH [Inward]

FREE

[C] ECS Return

₹ 100 uniformly per transaction for all reasons attributable to the drawer

[D] ECS Mandate

₹ 100 per certifying or verifying customer mandate + GST

 

Cheque Return Charges

 

[A] Local cheques [Inward]

₹ 100 + GST

[B] Local cheques [outward]

₹ 50 + GST

 

Cheque Book Issue

 

[A] Saving Account

First 15 cheque leaves free per annum thereafter ₹ 1.00 per chq leaf + GST

[B] Current/Cash Credit Account

First 45 cheque leaves free per annum thereafter ₹ 1.00 per chq leaf + GST

 

Issue of Duplicate statement

₹ 10 per page + GST

 

Issue of Duplicate Passbook

₹ 50.00 per passbook + GST

 

Stop payment Instruction

₹ 100 per instrument (cheque) however (in case of series of cheques) maximum ₹ 100 + GST

 

Account Closure

Savings account – ₹ 100 + GST

Current account – ₹ 250 + GST

 

Loss of Token

₹ 30 per lost + GST

 

Signature of Verification/Attestation

₹ 100 per signature + GST

 

Balance Interest Certificate

FREE

 

No Dues Certificate

FREE

 

Addition of Name

FREE

 

Cash Handling Charges

[Only CA/CC A/c]

₹ 50 + GST per lakhs per day

 

Stationery [Folio] charges

CA/SB A/c per year ₹ 100 + GST

 

Solvency Certificate

Per ₹ 1 Lakh, ₹ 100 and Min ₹ 100 and Max ₹ 5000 + GST

 

Delay Stock/Book Debt Statement

NIL

 

SMS Charges

 

[A] All Savings Accounts

₹ 10/- + GST

[B] Current/CC/HPC Etc.

₹ 20/- + GST

 

Confidential Charges

₹ 100 + GST

 

CIBIL Charges

To recover the charges from the borrower on actual basis (i.e. @ ₹ 1045/- + GST and Commercial CIR @ ₹ 1045/- + GST or Revised w.e. is applicable).

CIBIL charges are required to be recovered at the time of fresh/increase/renewal/modification sanction as the case may be

 

Inspection Charges

FREE

 

ABB Transaction Other Branch

 

Cash

FREE

Transfer

FREE

Clearing

FREE